--- title: Banking Built for Arizonans | Credit Unions Boost Local Economy | Arizona Credit Union description: Discover how Arizona credit unions support local communities with lower loan rates, higher savings, and significant economic contributions, all while prioritizing member needs over profit. --- [![Arizona's Credit Unions](https://www.azcreditunions.com/hs-fs/hubfs/Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png?width=1309&height=511&name=Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png "Arizona's Credit Unions")](https://www.azcreditunions.com/?hsLang=en) [![Arizona's Credit Unions](https://www.azcreditunions.com/hs-fs/hubfs/Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png?width=1309&height=511&name=Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png "Arizona's Credit Unions")](http:/?hsLang=en) [![Arizona's Credit Unions](https://www.azcreditunions.com/hs-fs/hubfs/Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png?width=1309&height=511&name=Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png "Arizona's Credit Unions")](http:/?hsLang=en) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. - [Home](https://www.azcreditunions.com) - [Financial Education](https://www.azcreditunions.com/financial-education-workshops) - [AZCU Week](https://www.azcreditunions.com/credit-union-week) - [Find an Arizona Credit Union](https://www.azcreditunions.com/find-a-credit-union) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Banking Built for Arizonans Not for profit. Member owned. Community focused. [Find an Arizona Credit Union](https://www.azcreditunions.com/find-a-credit-union?hsLang=en) [Learn Why Credit Unions Are Different](https://www.azcreditunions.com#why) ## Why Credit Unions 2025-09-25T14:00:00+0000 -0500 The ‘buy local’ movement isn’t just about spending your dollars locally, it’s about investing in your community, and that starts with where your dollars are deposited.  00 Days 00 Hours 00 Minutes 00 Seconds  Fundamentally, community banks and credit unions have a keen knowledge of our local markets and rely on strong relationships with their customers. As not-fot-profits, credit unions are committed to their customers as shareholders and return earnings to members through[ lower loan rates, higher deposit rates, and lower and fewer fees](https://mycreditunion.gov/about/what-credit-union).   ![member owned circle](https://www.azcreditunions.com/hs-fs/hubfs/member%20owned%20circle.png?width=2000&name=member%20owned%20circle.png) ### Member owned, not shareholder driven ![profits returned circle](https://www.azcreditunions.com/hs-fs/hubfs/profits%20returned%20circle.png?width=2000&name=profits%20returned%20circle.png) ### Profits returned to members ![local decision circle](https://www.azcreditunions.com/hs-fs/hubfs/local%20decision%20circle.png?width=2000&name=local%20decision%20circle.png) ### Local decision making ![community investment circle](https://www.azcreditunions.com/hs-fs/hubfs/community%20investment%20circle.png?width=2000&name=community%20investment%20circle.png) ### Community investment ## Impact Across Arizona ### **A $2 Billion Boost to Arizona's Gross Domestic Product** ###### An independent analysis by Oxford Economics finds Arizona's credit unions are essential to the economy. They reinvest earnings in their members (customers) through benefits like lower loan rates, higher savings yields, and lower fees. ![Economic_Contribution](https://www.arizonafinancial.org/hubfs/21893935/Economic_Contribution.png) ## $2 Billion Economic Contribution ![Info Pic-1](https://www.arizonafinancial.org/hubfs/21893935/Info%20Pic-1.webp) ![CU_Jobs](https://www.arizonafinancial.org/hubfs/21893935/CU_Jobs.png) ## 6,200 Credit Union Jobs ![Direct_Financial_Benefits](https://www.arizonafinancial.org/hubfs/21893935/Direct_Financial_Benefits.png) ## $194 Million in Direct Financial Benefits to Credit Union Members ## $1.2 Billion Total Labor Income ![Info Pic-3](https://www.arizonafinancial.org/hubfs/21893935/Info%20Pic-3.webp) ![Info Pic-2](https://www.arizonafinancial.org/hubfs/21893935/Info%20Pic-2.webp) ![Jobs_Supported](https://www.arizonafinancial.org/hubfs/21893935/Jobs_Supported.png) ## 15,800 Jobs Supported in the Economy ## Coalition Overview Arizona’s Credit Unions is a collaborative effort by Arizona-based credit unions to promote the benefits of not-for-profit banking options for consumers and small businesses throughout the state. ![Alhambra-CU-Logo](https://www.azcreditunions.com/hs-fs/hubfs/Alhambra-CU-Logo.png?width=760&height=655&name=Alhambra-CU-Logo.png) ![az-central-logo](https://www.azcreditunions.com/hubfs/az-central-logo.svg) ![arizona-financial-logo](https://www.azcreditunions.com/hubfs/arizona-financial-logo.svg) ![ASCU--2026-Logo-transparent](https://www.azcreditunions.com/hs-fs/hubfs/ASCU--2026-Logo-transparent.webp?width=79&height=60&name=ASCU--2026-Logo-transparent.webp) ![Banner-Federal-Color](https://www.azcreditunions.com/hs-fs/hubfs/Banner-Federal-Color.png?width=1504&height=655&name=Banner-Federal-Color.png) ![cfcu-Logo-transparentwebp](https://www.azcreditunions.com/hs-fs/hubfs/cfcu-Logo-transparentwebp.webp?width=157&height=60&name=cfcu-Logo-transparentwebp.webp) ![copper-state-credit-union-logo](https://www.azcreditunions.com/hs-fs/hubfs/copper-state-credit-union-logo.png?width=592&height=320&name=copper-state-credit-union-logo.png) ![credit-union-west](https://www.azcreditunions.com/hubfs/credit-union-west.svg) ![desert-financial-logo](https://www.azcreditunions.com/hubfs/desert-financial-logo.svg) ![First-American-Logo](https://www.azcreditunions.com/hs-fs/hubfs/First-American-Logo.png?width=1302&height=298&name=First-American-Logo.png) ![FCU_RGB](https://www.azcreditunions.com/hs-fs/hubfs/FCU_RGB.png?width=400&height=132&name=FCU_RGB.png) ![hughes-federal-credit-union-logo](https://www.azcreditunions.com/hs-fs/hubfs/hughes-federal-credit-union-logo.png?width=393&height=120&name=hughes-federal-credit-union-logo.png) ![landings-credit-union-logo](https://www.azcreditunions.com/hs-fs/hubfs/landings-credit-union-logo.png?width=580&height=202&name=landings-credit-union-logo.png) ![marisol-logo](https://www.azcreditunions.com/hs-fs/hubfs/marisol-logo.png?width=180&height=113&name=marisol-logo.png) ![OneAZ Logo_Primary_Mountain_RGB](https://www.azcreditunions.com/hs-fs/hubfs/OneAZ%20Logo_Primary_Mountain_RGB.png?width=1733&height=470&name=OneAZ%20Logo_Primary_Mountain_RGB.png) ![PimaFederal_logo](https://www.azcreditunions.com/hs-fs/hubfs/PimaFederal_logo.webp?width=125&height=60&name=PimaFederal_logo.webp) ![pinalccu](https://www.azcreditunions.com/hs-fs/hubfs/pinalccu.webp?width=153&height=60&name=pinalccu.webp) ![PFCU_logo_4C_Aug23](https://www.azcreditunions.com/hs-fs/hubfs/PFCU_logo_4C_Aug23.webp?width=254&height=60&name=PFCU_logo_4C_Aug23.webp) ![SunWest Credit Union Logo](https://www.azcreditunions.com/hs-fs/hubfs/SunWest-CU-Main-Black.png?width=8715&height=3189&name=SunWest-CU-Main-Black.png) ![TruWest_Logo_4cp_(R)](https://www.azcreditunions.com/hs-fs/hubfs/TruWest_Logo_4cp_(R).webp?width=157&height=60&name=TruWest_Logo_4cp_(R).webp) ![tucson-federal-logo](https://www.azcreditunions.com/hs-fs/hubfs/tucson-federal-logo.webp?width=432&height=120&name=tucson-federal-logo.webp) ![vantage-west-logo](https://www.azcreditunions.com/hs-fs/hubfs/vantage-west-logo.png?width=1084&height=231&name=vantage-west-logo.png) [![Arizona's Credit Unions](https://www.azcreditunions.com/hs-fs/hubfs/Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png?width=1309&height=511&name=Arizonas%20Credit%20Unions%20Logo-%20CMYK-1.png "Arizona's Credit Unions")](https://www.azcreditunions.com/?hsLang=en) - [FINANCIAL EDUCATION & WORKSHOPS](https://www.azcreditunions.com/financial-education-workshops) - [FIND A CREDIT UNION](https://www.azcreditunions.com/find-a-credit-union) - [PRIVACY POLICY](https://www.azcreditunions.com/privacy-policy)